Finance Express - Press Releases

FINANCE EXPRESS & SUBPRIME ANALYTICS ANNOUNCE ALLIANCE

RANCHO SANTA MARGARITA, CA, May 10, 2007 Finance Express, which operates the first online auto finance platform specifically designed for the independent automotive used car dealer, and Subprime Analytics, which provides computerized portfolio analysis services, today announced that it has signed a joint venture agreement.

"Finance Express is the best platform I've seen for integrating buy here pay here and special finance together. It can be a total capital solution," stated Ken Shilson, CPA and President of Subprime Analytics. "The buy here pay here industry is the fastest growing segment of the automotive industry but needs more standardization through better systems and processes. This alliance will help dealers standardize their processes and reporting and better monitor their portfolio performance."

"There is a tremendous amount of synergy between our companies, both providing a strong channel of powerful analytical tools, and years of industry knowledge and experience to our dealership community," stated President of Finance Express, David Huber. "Costs are increasing at an alarming rate for independent dealers. Technology and, more importantly, the successful adaptation of technology within independent dealerships will help improve efficiencies, reduce operating expenses, and make dealers more profitable in an inflationary environment. Standardization, improved ability to monitor performance, and our joint analytical tools can help facilitate the ability to find additional capital."

About Finance Express

Finance Express is the leading provider of online services and web-based technology for the independent dealer market including a comprehensive dealer management system with functions such as dealer inventory management, credit application processing, contracting, links to lending sources, buy here pay here loan servicing and accounting systems integration. The comprehensive program provides dealers online access to an end-to-end solution that provides a safe and secure environment for participating lenders. More information can be obtained at www.financeexpress.com.

About Ken Shilson

Kenneth B. Shilson, CPA, is a Principal in Shilson, Goldberg, Cheung & Associates, LLP, a CPA firm located in Houston, Texas, and President of Subprime Analytics. His CPA firm provides audit, accounting, tax and consulting services to more than 500 subprime auto finance clients throughout the country. Subprime Analytics provides state-of-the-art electronic subprime portfolio performance analysis. More information about Subprime Analytics can be found online at www.subanalytics.com. Mr. Shilson is also the Founder and President of the National Alliance of Buy Here, Pay Here Dealers (NABD).

Contacts

Finance Express Corporate Communications, Shannon Acton (949) 635-5892

Subprime Analytics, Ken Shilson (713) 290-8171