"The Finance Express platform creates profit opportunities for
independent dealers while increasing dealership compliance at the same time; I
am proud to be a part of this dynamic opportunity."
Keith Whann
Principal, Whann & Associates
General Counsel, NIADA
"Finance Express is the best platform I've seen for integrating buy here pay here
and special finance together. It can be a total capital solution."
Kenneth B. Shilson, CPA
President, Subprime Analytics
Principle, Shilson, Goldberg, Cheung & Associates, LLP
Founder and President, National Alliance of Buy Here Pay Here Dealers
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AFC: Automotive Finance Corporation (AFC) is the premier
capital funding source for the used car industry. Founded in
1987 and based out of Carmel, Indiana, AFC's commitment to the
success of our customers, our employees, and our company have
made us the largest independent provider of dealer floor
planning
in North America. |
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Manheim/MAFS: Manheim is the world's leading provider of
automotive remarketing services. Through its live auctions and
array of technology products, Manheim impacts every stage of a
used vehicle's life cycle, helping commercial sellers and
automobile dealers realize the full value of their vehicles. The
company's services include reconditioning, certification,
inspections, dealer financing, transport, title management and
marshaling, among others. Manheim is also the leader in
remarketing technology, using its online tools to connect buyers
and sellers around the globe to the world's largest, most
comprehensive wholesale marketplace. A wholly owned subsidiary
of Cox Enterprises, Atlanta-based Manheim is a global
organization with 32,000 employees at its 145 U.S. and
international locations. For more information, visit
www.manheim.com. |
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RouteOne was
formed in 2002 by DaimlerChrysler Financial Services, Ford Motor
Credit Company, GMAC, and Toyota Financial Services to create a
more streamlined credit application for automobile dealers and
their customers. Providing access to more than 21,500 dealers in
North America, RouteOne's web-based system allows automotive
dealers to submit credit applications to the largest indirect
lenders, request credit reports, and increase profitability with
RouteOne's free Dealer Reporting Suite. RouteOne's open
integration business model also allows the dealer to integrate
with their choice of a wide variety best in class partners,
including DSPs, CRM systems, F& I modules and menu providers.
RouteOne offers dealers a common platform for all their credit
application financing needs. More information is available at
www.routeone.com. |
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Product Providers |
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CARFAX:
Millions of consumers rely on the most trusted provider of
vehicle history information, CARFAX, each year. Using the unique
17-character vehicle identification number (VIN) found on
vehicle dashboards and title documents, CARFAX instantly
generates a Vehicle History Report on any used car or light
truck. CARFAX Vehicle History Reports(TM) provide information that
can impact a consumer's decision about a used car or truck.
CARFAX is a wholly-owned subsidiary of R.L. Polk & Co. For more
information, visit
www.carfax.com.
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Carousel Insurance Services, Inc.: Carousel Insurance
Services, Inc. is the nation's fastest growing provider and administrator of auto dealer spot delivery
insurance programs. Finance Express dealers will be able to instantly and easily order the insurance necessary
to safely deliver a vehicle to a customer who is unable to provide proof of insurance. The insurance coverage
provided to auto dealers using the Carousel Programs is provided by insurers rated "A" or higher by the A.M. Best Company. |
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Century Warranty Services: Century Warranty Services, Inc.
is a part of one of the most trusted names in the automotive
industry. Century Warranty Services, Inc. with our affiliated
companies (collectively Century) have combined business
experience for nearly 25 years and through its parent
corporation, are ranked by Forbes Magazine as one of the 20th
largest privately held companies in the U.S. We are an industry
leader in providing superior automotive service contracts and
related insurance products. |
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JM&A Group: JM&A Group (www.jmagroup.com)
is one of the largest providers of finance and insurance (F&I)
products in the automotive industry. The group of four companies
provides over 2,500 automotive dealerships and retail automotive
outlets, which represent virtually all manufacturer makes and
models, with a variety of products such as new and used vehicle
protection plans, used vehicle certification programs, pre-paid
maintenance plans, GAP protection, and F&I training for sales,
service departments and used car sales operations and consulting
services. With over 29 years experience, JM&A Group's
inter-related companies sold over 2.3 million vehicle-related
service and maintenance contracts in 2006. JM&A Group is a
division of JM Family Enterprises, Inc. (JM Family)
(www.jmfamily.com) of Deerfield Beach, Fla., an $11.1 billion
diversified automotive company ranked by Forbes as the 18th
largest privately owned company in the U.S. For nine consecutive
years, JM Family has been ranked by a survey in FORTUNE® as one
of the 100 Best Companies to Work For. It has also appeared on
the InformationWeek 500 list of leading technology innovators
for five consecutive years.
JMsolutions: A JM Family Enterprises, Inc. (www.jmfamily.com)
company, JMsolutions (www.jmfe-jmsolutions.com)
develops and markets innovative, integrated software systems
that help automotive dealers improve operational efficiencies
throughout the entire sales process while maximizing sales.
JMsolutions focuses on customer relationship management, dealer
desking, finance and insurance menus, new and used car inventory
management and reporting solutions. It also provides dealers
with related training and consulting services. JMsolutions
serves over 3,500 dealership clients nationwide, including the
nation's top six dealer groups. Headquartered in Deerfield
Beach, Fla., JMsolutions has major operations in Dallas, Texas.
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ON TIME: The ON TIME system is a legal electronic payment protection
unit that uses microprocessor-based technology to turn credit-challenged prospects
into paying customers who pay in a timely manner. ON TIME will remind the vehicle
operator when payments are due, and it will disable the vehicle if payments are not
made. Sekurus,Inc. is an international company focusing on asset protection, management
and tracking. Its proprietary systems and solutions are used to secure and manage the
sub‑prime auto loan portfolios of both buy-here-pay-here auto dealerships and
financial institutions. www.ppsontime.com
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ProFi® Menu: Web-based and integrated with
today's most popular dealer management systems, the JMsolutions
ProFi Menu delivers the tools to help you increase efficiency,
consistency and revenues in your F&I department. |
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Route 66 Warranty is the financial service division of
one of the nation's most financially secure and customer service
oriented vehicle service contract administrators. Auto Services
Company, Inc. began operation in 1986 and has developed into a
leading provider of service agreements; currently serving
financial institutions like Anheuser-Busch Employees Credit
Union along with over twenty thousand companies coast to coast.
Many dealers across the country consider this to be "The Best
Value in the Warranty Industry". For more information visit
www.route66warranty.com. |
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Contracts/Documents
Partners |
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ADP: in an
effort to enhance forms management solutions for independent
auto retailer customers in North America, Finance Express has
purchased the exclusive distribution rights to DealerCAP(TM) forms. |
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LAW®: Finance Express now offers LAW® retail installment
contracts for all fifty states. These contracts can be printed
to 8 1/2 x 11 plain paper. |
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| Finance Express Inventory Data Feed
Partners |
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Finance Express dealers can
quickly and easily list vehicle on AutoTrader.com
and/or Cars.com without ever having to leave
Finance Express! |
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| Finance Express has partnered with
leading companies in vehicle valuations! |
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Black Book: Considered to be the industry's most timely and
accurate source of vehicle pricing data, the Black Book® family
of vehicle appraisal guides (www.BlackBookUSA.com) is published
by National Auto Research, a division of Hearst Business Media.
New and used car dealers, lenders, manufacturers, fleet
remarketers, and government agencies have relied on Black Book
since 1955. Black Book provides values for both new and used
vehicles, including cars and light trucks produced since1946,
motorcycles, ATVs, snowmobiles, personal watercraft, and heavy
duty commercial trucks and trailers. Black Book data is
published weekly in multiple formats including printed guides,
electronic data feeds, Internet-based real time applications,
hand held PDAs, and in a variety of other custom products. |
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KBB: Since 1926, Kelley Blue Book, The Trusted Resource®,
has provided vehicle buyers and sellers with the new and used
vehicle information they need to accomplish their goals with
confidence. The company's top-rated Web site, kbb.com, provides
the most up-to-date pricing and values, including the New Car
Blue Book® Value, which reveals what people actually are paying
for new cars. The company also reports vehicle pricing and
values via products and services, including software products
and the famous Blue Book® Official Guide. Kbb.com is rated the
No. 1 automotive information site by Nielsen//NetRatings and the
most visited auto site by J.D. Power and Associates eight years
in a row. No other medium reaches more in-market vehicle
shoppers than kbb.com; nearly one in every three American car
buyers performs their research on kbb.com. |
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Manheim Market Report
(MMR) provides updated pricing reports daily from
Manheim's auction locations to help you make rapid, profitable
pricing decisions.
• MMR provides the most accurate and timely used vehicle pricing
system in the business.
• MMR prices are computed from millions of actual sales at
Manheim auctions across the country.
• Dealers use MMR to price their wholesale inventory based on
realistic, unbiased information.
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For 74 years, NADA
Analytical Services Group (NADA ASG) has provided the
most market-reflective used vehicle values available to the
automotive industry. NADA ASG's editorial team collects and
analyzes over half a million auto-related transactions per
month, including both wholesale and retail sales. The data is
collected from new and used car dealers, the Internet,
advertisements, auctions, captives and manufacturers. Editors
then review the data to determine the values delivered through
various products including the N.A.D.A. Official Used Car
Guide®, the ATD/N.A.D.A. Official Commercial Truck Guide®,
N.A.D.A. e-Valuator® family of software, N.A.D.A. Online
(nada.com/b2b), analytical tools, integration tools and
historical valuations, plus AuctionNet® data. Whatever your
needs, NADA ASG is your resource of market-reflective used
vehicle valuations and wholesale AuctionNet data. |
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| Strategic Alliances |
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Dealer Vision: Dealer Vision is an innovative new company designed to revolutionize the
F&I process for independent used car dealers. Through its technology and exclusive relationships with Finance
Express and JM&A Group, Dealer Vision coordinates the closing and funding of automotive purchases and offers
aftermarket products through a live video integration between the customer, the dealer, the Finance Express DMS system
, and a fully trained and experienced F&I manager. |
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Escrow.com: Escrow.com and its operating subsidiaries
provide online escrow services that facilitate and accelerate
e-commerce by assuring secure settlement. |
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Keith Whann: The highly acclaimed KeithWhann.com website
contains a series of tools and resource materials to assist
dealers and consumers alike with business, legal and compliance
matters pertaining to the used car buying process.
> Ask Keith |
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Subprime Analytics: The buy here pay here industry is the
fastest growing segment of the automotive industry but needs
more standardization through better systems and processes. This
alliance will help dealers standardize their processes and
reporting and better monitor their portfolio performance.
> Ask Ken |
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